Individual & Family Health Insurance

**We can't stress enough how important it is to verify that your doctors and hospitals are in the network.
If you go out of network on a planned visit YOU WILL BE RESPONSIBLE FOR THE WHOLE AMOUNT!

Short Term

No one plans to have an unexpected illness or accident to happen to them. But let's face it - the unexpected does happen. That's why going without health insurance, even for a short time, puts you and your family at serious risk. Don't take the chance!

Our Short Term Medical plan provides affordable, health coverage that protects you or your family - for only dollars a day. Short Term Medical is a temporary health insurance plan (30-90 days) designed for people who are between permanent health plans.

Click on one of the logos below for a free quote!

Medicare Supplements

A Medicare Supplemental insurance policy is health insurance sold by insurance companies to help cover some of the shortfalls (gaps) left by regular Medicare parts A & B. These companies are required to offer the exact same coverage for each plan that they offer. This means that you are free to shop around and find the least expensive policy with no difference in the benefits that they provide.

How do I choose a Policy?

The first thing to know is that paying a higher premium for a standardized Medicare Supplemental insurance plan will NOT get you anything extra - except perhaps a nice smile from the agent who signed you up! Not only are the benefits the same from one company to the next, their claim filing requirements are also identical.

Second, you'll want to review Medigap Plans A-N with a qualified Medicare Supplemental specialist to decide which plan or plans have the benefits you need and want. You may choose one or more plans to look at more closely. Note that by law, Medigap insurers aren't allowed to sell you more than one Medigap policy.

Third, make sure that you are getting a complete multi company rate comparison. You will find that there are many insurance companies selling identical Medigap plans in your state... the goal is to find a reliable company with the lowest rate.

For most people, premium amounts are major factors in their decisions. Find out the premium each company would charge you for the Medigap plan (or plans) you are looking at. When you compare the costs, you'll notice that there can be big differences!

Lastly, take your time as you are comparing insurance companies and choose one carefully. You can find an insurance company's rating through such places like AM Best and Weiss Research Inc.

We are happy to assist you in choosing a Medicare Supplemental insurance policy. Fill out the quote request section below for a free quote, or give us a call and we'll help you find the right Medigap plan for the lowest rate!

This form is used only to find you the best coverage at the lowest possible price.
Your privacy is our highest priority and we never sell or share your personal information.

Please complete all the above information accurately so we can provide the best service possible.
Without it we cannot guarantee that we can provide the best coverage for the lowest price.
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Medigap Insurance Plans: How they work

When you need treatment at a doctor, hospital or specialty treatment center, you only have to show your Medigap Insurance (Medicare Supplement) card to the doctor, hospital or treatment center. Then everything will, almost magically, be taken care of for you.

The fact is that, once your claim is filed with Medicare for Medicare Part B charges, Medicare will in most cases send your claim directly to your Medicare Supplement Insurance Company without you or your provider having to do anything. Then your Medigap Insurance Company will process the claim, often without it ever touching human hands.

For Medicare Part A claims, the hospital where you receive treatment is required to file with Medicare Supplement Plans for you. Therefore, you will never have to worry about claims hassles or paperwork.

We at Kasper Insurance believe that healthcare professionals should be able decide what the absolute best treatment is for you while Medicare Supplement Insurance Companies make sure that you aren’t burdened with the costs of healthcare treatment. Medicare Supplement Insurance Companies will stay out of your and your physician’s way when you need treatment.

Also, when you take out a Medicare Supplemental Insurance Plan like a Medicare Supplemental Plan F from Kasper Insurance it is YOURS FOR YOUR ENTIRE LIFE. Unlike Medicare Advantage Plans, as long as you continue to pay the premiums, the Medigap Insurance Company can never take that coverage away from you… EVER!

Medicare Supplement Insurance Plans: Why shop with Kasper Insurance?

Why is Kasper Insurance different? Because WE WORK FOR YOU, not just one Medicare Supplement Insurance Company. We access many different Medicare Supplement Insurance Companies that offer Medigap Supplemental Insurance and find those that are reputable and will be able to live up to their promises for many years to come. We have been in business for over 60 years and our #1 priority is to treat you right!

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”